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Insurance. Data. Technology.
C-Quence is an award winning insurtech MGA, created to deliver a radical, powerful, transformative and highly efficient way of trading and servicing mid market commercial insurance

Intuitive next-generation technology reduces time and cost by simplifying broker processes, slashing paperwork, improving service and automating renewals.


Structured data and sophisticated analytics within the C-Quence platform transforms information into valuable and actionable insights.


Underpinned by powerful algorithms, C-Quence learns and understands how risk profiles evolve, adjusting eligibility and proposing updated coverages.

C-Q Elements is a technology platform that makes it easy for brokers to deliver sophisticated commercial insurance solutions quickly, at lower cost and with enhanced levels of service than traditional approaches.
Secure your competitive advantage:
discover how you can deliver commercial insurance differently
Are you wasting valuable resources duplicating data input and correcting errors?
Powerful search capabilities within the C-Q Elements platform draw data from multiple sources to pre-populate your clients’ profiles.
Are you frustrated by unnecessary delays with underwriting, policy delivery, payment reconciliations, MTAs and renewals?
Built using the latest technologies and standards, C-Q Elements offers a modern, simple to use interface that quickly guides you from quote to bind to policy management like MTAs and renewals, and supports you with client and portfolio MI - all within one end-to-end system.
Is your quote and policy documentation confusing your clients?
C-Q Elements automatically produces quotes and builds bespoke, easy to read policy documents for each individual client that can be white labelled, improving your service delivery.
Commercial insurance using
– how it works
  • Search
  • Information
    & eligibility
  • Coverage
  • Policy
Powerful search capabilities make it easy to pre-populate client profiles from trusted external sources. No more duplicating data input and wasting time finding client details.
& eligibility
Simply validate your data and use our straightforward Q&A to confirm your client’s eligibility.
Tailor cover for your client and auto-calculate premiums for up to 3 options. Click to bind preferred option. And, you are always only a click away from engaging directly with a real underwriter, not a robot.
Click to create a short, simple, clear policy wording automatically tailored to each client.
Underpinned by machine learning capabilities C-Q Elements learns from and anticipates how risks evolve to continually improve automation capabilities.
If you are a Commercial Lines Broker contact us to find out how you might benefit by using C-Q Elements
Product Innovation
C-Quence is not just about intuitive systems and data. Another key aspect is to modernise the often long and complex policy wordings prevalent in the industry.
Our approach is to radically improve policy wordings with fewer exclusions than market standard and to make our policies easy to read and significantly shorter than the norm by adopting a modular approach. The result is that C-Q Elements produces easy to read policies specific to each customer based on their needs.
Our first product is a Management Liability suite consisting of 5 cover modules
Management Liability
Employment Practices Liability
Pension Trustee Liability
Cyber Breach Response
Brokers can add covers to the Management Liability suite and tailor the limits and retentions within each to create a client specific policy that meets the requirements of their clients.

C-Quence will add Property and Casualty covers in 2020.
Additional benefits from our
C-Q Elements platform

Adaptable open market and facilities capability

White labelling and broker branding

Guided process ensures compliance and accuracy

Set your own cover limits and retentions

One view multiple cover options

Near real-time claims data

Automated renewals

Real time broker dashboard for portfolio and client status

Accurate billing and payment options

Delivering a powerful and innovative automated end-to-end solution that is transforming commercial insurance
Quote. Bind. Pay.
C-Quence - your source of competitive advantage Deliver sophisticated commercial insurance using a single, integrated platform saving you time and resources
If you are a Commercial Lines Broker contact us to find out how you might benefit by using C-Q Elements Contact us
Contact us